Instant Payments

Now you can manage your obligations to third parties instantly within Greece or abroad. Complete your payments in 10 seconds with remittance via the Instant Payments service of Piraeus Bank.

How you benefit

  • Flexibility of your payments (24/7/365) in an extensive network of participating Banks within Single Euro Payments Area (SEPA).
  • Settlement of your payment obligations to third parties within 10 seconds
  • Instant funds transfer and availability to the beneficiary
  • Full of funds availability to the receiver’s account, with no extra charges from his bank, provided that the payment is addressed to any bank in Greece participating in the service
  • Secure transactions

How much money can you send via Instant Payments?

You may send payment orders to participating banks within Single Euro Payments Area (SEPA), for amount in Euro currency:

  • up to €100.000 per transaction:
    • - within Greece or abroad via branch network
    - within Greece via winbank (web banking, mobile app)

  • up to €50.000 per transaction:
    • - abroad via winbank (web banking, mobile app)

How can you make your payments via Instant Payments?

You can make your payments through:

  • winbank (web banking & winbank mobile app)
  • the branch network

If you wish to transfer funds through Instant Payments, your remittance has to be sent with Instant Payment priority and to meet the necessary prerequisites (beneficiary bank, amount sent, use of IBAN).

The Ιnstant Payment priority is always available, regardless of day or time (24/7/365), for transactions through winbank. For transactions through Piraeus Bank branches, the Instant Payment priority is available from Monday to Friday until 14:00.

The transfer is executed and credited to the beneficiary's account within 10 seconds. In case your transaction cannot be completed successfully, the money will be refunded to your account within 10 seconds.


The service is provided under the existing legal and regulatory framework.