Find the working capital that suits your needs

  • FINANCING PURPOSE


  • ADDITIONAL CRITERIA




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01

business e-loan

  • DESCRIPTION
    Working Capital with preferential terms, available exclusively online, by winbank web banking.

    Option between:

    • Piraeus Open Business e-Working Capital:
      Open Working Capital available whenever you need it, through your bank account.
    • Piraeus Business e-Working Capital:
      Working capital loan with one-off disbursement and a fixed repayment plan.
  • IDEAL FOR
    Small and medium businesses aiming to cover Woking Capital needs online without visiting a bank branch.
  • REPAYMENT METHOD
    • Piraeus Open Business e-Working Capital
      Minimum monthly payment of 5% (interest and principal) on each balance.
    • Piraeus Business e-Working Capital:
      Equal monthly instalments
  • INTEREST RATE
    Variable

    Based on the

    BLR
  • OTHER FEATURES
    • Preferential Pricing
    • Easy and fast process
02

Piraeus Open Business Working Capital POS*

  • DESCRIPTION
    • The new flexible financial tool linked to the company’s epay POS* transactions.
  • IDEAL FOR
    • Small & Medium businesses and professionals, with a turnover of up to € 2.5 million, to cover recurring liquidity needs against future receivables from epay POS* sales
  • REPAYMENT METHOD
    Mandatory minimum monthly payment of 5% on the respective balance (interest and capital included)

    • Automatic repayment through the epay POS
      • or

    • Free payment of capital
  • INTEREST RATE
    Variable

    Base Loan Rate (BLR) of Piraeus Bank
  • OTHER FEATURES
    • Ability to perform all of the company's payments through one account
    • Ability to use the account through Piraeus e-banking
03

Piraeus Development Grant Discounting

  • DESCRIPTION
    • Working Capital for businesses that wish to receive an approved subsidy from a Development Program in advance.
  • IDEAL FOR
    • Businesses included in Development Programes
  • REPAYMENT METHOD
    • Capital: as soon as the subsidy is paid
    • Interest: in monthly or 3-monthtly instalments
  • INTEREST RATE
    Variable

    based on the BLR

    or EUR 1M/3M

  • OTHER FEATURES
    • Early repayment without penalties
04

Prefunding of Interest–free POS* instalments

  • DESCRIPTION
    Working Capital for the prefunding of Interest–free epay POS* instalments.

    *Card acceptance and clearing services (epay POS, epay eCommerce) in cooperation with EURONET MERCHANT SERVICES PAYMENT FOUNDATION (“epay”).

  • IDEAL FOR
    Businesses that have a contract for the acceptance and clearance of payments and / or provision of electronic collection services (pos / e-pos contract)
  • REPAYMENT METHOD
    Through the interest-free instalments via epay POS*, which have been prefunded.
  • INTEREST RATE
    Variable

    Based on

    Euribor 1Μ
  • OTHER FEATURES
    • Access to Piraeus e-banking platform
05

Piraeus Business Working Capital

  • DESCRIPTION
    • Working capital loan with one-off disbursement and a fixed repayment plan.
  • IDEAL FOR
    • Covering one-off liquidity needs
  • REPAYMENT METHOD
    • In equal monthly or 3-monthly instalments
  • INTEREST RATE
    Variable

    based on the BLR
  • OTHER FEATURES
    • Up to 1 year grace period
    • Early repayment without penalties
06

Piraeus Open Business Working Capital

  • DESCRIPTION
    • Open Working Capital available whenever you need it, through your bank account.
  • IDEAL FOR
    • Covering recurring liquidity needs
  • REPAYMENT METHOD
    • Capital repayment at any time
    • Payment of interest only for the capital you have used
  • INTEREST RATE
    Variable

    based on the BLR
  • OTHER FEATURES
    • Availability to provide Piraeus e-banking Electronic Services without subscription
07

Piraeus Open Business against cheques (and/or invoices)

  • DESCRIPTION
    • Working Capital for cashing cheques and/or customer invoices in advance.
  • IDEAL FOR
    • Extra liquidity
  • REPAYMENT METHOD
    • Capital: as soon as the cheques or invoices are paid
    • Interest: every 3 months, only for the capital you have used
  • INTEREST RATE
    Variable

    based on the BLR or the PLR
  • OTHER FEATURES
    • Availability to provide Winbank Electronic Services without subscription
08

Audiovisual Productions Portfolio Guarantee Fund

  • DESCRIPTION
    The action "Loan Guarantee Fund for Audiovisual Production Companies" by the Hellenic Development Bank (HDB) aims to support SMEs in the Audiovisual Productions’ sector.
  • IDEAL FOR
    Small and Medium-sized Enterprises and Professionals in the Audiovisual Productions’ sector.
  • REPAYMENT METHOD
    • Monthly /quarterly /semi-annually installments (interest & amortization)
  • INTEREST RATE
    Variable

    based on Euribor
  • OTHER FEATURES
    • Grace Period up to 2 years
    • Early repayment free of charge
    • Fund guarantee for 80% of the loan
    • Collateral up to 50% of the loan amount
    • Application submission at www.ependyseis.gr/mis with bank of choice Piraeus Bank