Interest rate for purchases
15,95% + 0,6%
The overall Annual Percentage Rate (APR) is calculated based on the provisions of Joint Ministerial Decision Z1-699/2010 of the Ministers of Finance, Economy, Competitiveness and Shipping, and Justice, Transparency and Human Rights (Government Gazette 917/23.6.2010, Vol. B) and the following assumptions. The APR comes to 27.43%.
NOMINAL INTEREST RATE: 15.95% + 0.60% Levy (Law 128/1975) adjusted based on the changes of the Euribor 1M rate. In addition to these changes, the interest rate will also be adjusted by +0.5%, plus €60 annual fee, €1500 purchase on 01.01.13, issue of 1st account on 31.01.13, 12 instalments.
1st instalment 20/02/2013 €205.69, 2nd instalment 20/03/2013 €143.96, 3rd instalment 20/04/2013 €142.24, 4th instalment 20/05/2013 €140.52, 5th instalment 20/06/2013 €138.79, 6th instalment 20/07/2013 €137.07, 7th instalment 20/08/2013 €135.34, 8th instalment 20/09/2013 €133.62, 9th instalment 20/10/2013 €131.90, 10th instalment 20/11/2013 €130.17, 11th instalment 20/12/2013 €128.45, 12th instalment 20/01/2014 €126.72. Total €1,694.47. Note that the APR and the total repayment amount above are given purely as an example. They arise only if the data mentioned above exist.
Cash advance interest rate
19,15% + 0,6%
The overall Annual Percentage Rate (APR) is calculated based on the provisions of Joint Ministerial Decision Z1-699/2010 of the Ministers of Finance, Economy, Competitiveness and Shipping, and Justice, Transparency and Human Rights (Government Gazette 917/23.6.2010, Vol. B) and the following assumptions. The APR comes to 31,58%.
NOMINAL INTEREST RATE: 19,15% + 0,6% Levy (Law 128/1975) adjusted based on the changes of the Euribor 1M rate. In addition to these changes, the interest rate will also be adjusted by +0.5%, plus €60 annual fee, €1500 cash advance on 01.01.13, issue of 1st account on 31.01.13, 12 instalments.
1st instalment 20/2/2013 €209.69, 2nd instalment 20/3/2013 €147.63, 3rd instalment 20/4/2013 €145.57, 4th instalment 20/5/2013 €143.52, 5th instalment 20/6/2013 €141.46, 6th instalment 20/7/2013 €139.40, 7th instalment 20/8/2013 €137.34, 8th instalment 20/9/2013 €135.29, 9th instalment 20/10/2013 €133.23, 10th instalment 20/11/2013 €131.17, 11th instalment 20/12/2013 €129.11, 12th instalment 20/1/2014 €127.06. Total €1,720.47. Note that the APR and the total repayment amount above are given purely as an example. They arise only if the data mentioned above exist.
Balance transfer
9,00% + 0,6%
The overall Annual Percentage Rate (APR) is calculated based on the provisions of Joint Ministerial Decision Z1-699/2010 of the Ministers of Finance, Economy, Competitiveness and Shipping, and Justice, Transparency and Human Rights (Government Gazette 917/23.6.2010, Vol. B) and the following assumptions. The APR comes to 18.83%.
NOMINAL INTEREST RATE: 9.00% + 0.60% Levy (Law 128/1975) adjusted based on the changes of the Euribor 1M rate. In addition to these changes, the interest rate will also be adjusted by +0.5%, plus €60 annual fee, €1500 BALANCE TRANSFER on 01.01.13, issue of 1st account on 31.01.13, 12 instalments.
1st instalment 20/02/2013 €197.00, 2nd instalment 20/03/2013 €136.00, 3rd instalment 20/04/2013 €135.00, 4th instalment 20/05/2013 €134.00, 5th instalment 20/06/2013 €133.00, 6th instalment 20/07/2013 €132.00, 7th instalment 20/08/2013 €131.00, 8th instalment 20/09/2013 €130.00, 9th instalment 20/10/2013 €129.00, 10th instalment 20/11/2013 €128.00, 11th instalment 20/12/2013 €127.00, 12th instalment 20/01/2014 €126.00. Total €1,638.00. Note that the APR and the total repayment amount above are given purely as an example. They arise only if the data mentioned above exist.
