Piraeus e-loan

Personal loan offered online via Piraeus e-banking and Piraeus app.

Get the loan you wish without visiting a Piraeus Bank branch!
INTEREST RATE
Variable
10,95%
LOAN TERM
6 - 84
months
LOAN AMOUNT
From €500
up to €15.000
KEY ADVANTAGES
  • The loan is available via Piraeus e-banking and Piraeus app. It’s not required to visit a Piraeus bank branch
INTEREST RATE
Variable
10,95%
LOAN TERM
6 - 84
months
LOAN AMOUNT
From €500
up to €15.000
KEY ADVANTAGES
  • The loan is available via Piraeus e-banking and Piraeus app. It’s not required to visit a Piraeus bank branch

Advantages

Immediate access & Convenience

Following 3 easy steps, via Piraeus e-banking and Piraeus app, you can submit your application at any time and the approved amount will be disbursed immediately


1   2   3
Design your loan
Configure your loan repayment plan with the loan calculator. Enter the loan amount and the loan terms and fix the loan instalment you want
 
Register your application at any time
Confirm your personal and business information, attach the necessary documents and register your loan application
 
Loan disbursement
Your application is evaluated by the Bank and once your application has been approved you have to sign the contractual document with authorized electronic signature (OTC), and the loan will be disbursed to your account


Service

Through the process you will get full information via SMS to your mobile and Piraeus e-banking notifications. The loan contract, as well as all necessary forms will be sent at your e-mail.



Environmental Protection

You contribute to the environmental protection by saving paper and reducing the environmental footprint.

Features

Loan amount

From €500, to €15.000.

Interest rate

Variable nominal rate currently 10,95%

Interest rates are also subject to the Law 128/1975 levy. Today it stands at 0.60%.

See an example of the overall APR for Piraeus e-loan. 


Loan term

From 6 up to 84 months


Loan approval fees 

€200. The fee is charged on the loan account along with the disbursement.


Disbursement

All amount at once.


Repayment
  • In monthly amortization instalments.
  • The repayment will be made from the deposit account that was declared to the application

Conditions

Piraeus e-loan is addressed to Piraeus e-banking customers aged 18-70 years old (at the maturity date of the loan), who:

  • declare permanent residence in Greece
  • possess Greek identity card
  • have a unique tax residence in Greece and
  • are not nationals or taxable persons in the United States

Loan documents*

For employees/pensioners:

  • Latest year income tax return form

    • For employees: last payroll slip or an official (not handwritten) income certificate from your employer’s accounting office. The certificate must include all your income details (recruitment date, gross and net earnings, social security contributions and tax)
    • For pensioners: last pension payment slip

    For freelance professionals/entrepreneurs:

    • Last 2 income tax return forms
*Required documents must be uploaded in order to submit your application.


How to get it

The online application is available exclusively via Piraeus e-banking and Piraeus app. In order to use it you must be a Piraeus Bank customer, registered at Piraeus e-banking.

Piraeus e-loan is offered exclusively through the greek version of Piraeus e-banking.

a) Through Piraeus e-banking menu “Δάνεια & Χορηγήσεις/ Piraeus e-loan”

b) Through Piraeus app menu “Δάνεια / Αίτηση για Piraeus e-loan”

  • Loan configuration using loan calculator

    • Select the loan amount and duration according to your needs and calculate the loan instalment and repayment terms

  • Application

    • Confirm your personal and business information, attach the necessary documents, apply to the Bank for evaluation. Receive the application form to your e-mail

    Apply now!

  • Application evaluation

    • The Bank receives the loan application and proceeds the loan’s assessment. A notification of the result will be send to you via SMS text message on your mobile as well as with an online notice to Piraeus e-banking website.

    *The evaluation of the loan is granted on the basis of the Bank's current credit standards.

  • Loan agreement signing

    • After the loan approval you will be requested to sign the loan agreement by using an electronic signature, which requires the issuance of a Certificate Approved Electronic Signature Use. This certificate is provided to you, free of charge, upon your request by an affiliated partner.

    After signing the contract, the Bank will send you an e-mail with all the required contractual forms. These forms will also be available through Piraeus e-banking.

  • Loan disbursement

    • Loan disbursement occurs during the Bank’s working days (08:00 – 20:00)

    The requested amount will be credit automatically to the account that you have declare when submitting the application.


Find out the supporting documents you need to provide to us in case you are not a Piraeus Bank’s customer or even if you are a Piraeus Bank’s customer and the identification documents you have provided to the Bank may not be valid as they are outdated.