Loan amount
From
€1,500 up to
€40,000. The loan amount depends on the amount of your dues. To settle buildings without planning permission, we grant the amount of the fine minus the State administrative fee. We also provide additional cash of €2,000 to cover expenses that may arise, such as the engineer's fee.
Interest rate
The interest rate is
variable at 9.95% over the entire term of your personal loan. Interest rates are also subject to the Law 128/1975 levy. Today it stands at 0.60%.
See an example of the overall APR for the Consumer Loan for Taxes and Dues to the State.
Loan term
- For €1,500 to €3,000 - from 6 to 12 months
- For €3,001 to €6,000 - from 2 to 5 years
- For €6,001 to €40,000 - from 2 to 7 years
In all cases, when you repay the last instalment, you (the borrower)
must not be aged over 70 .
Loan approval fee
150€ deducted from the amount disbursed to you
Disbursement
Immediately, in one single instalment.
Repayment
In
monthly instalments that repay interest and capital together.
In all cases, repayments must be made in the
form of standing orders from your deposit account.
Early repayment option
You can repay all or part of the amount with an added cost for early repayment.