Current Account

Current Account is an account in € for your everyday transactions, with an overdraft option to cover unforeseen expenses.
INTEREST
PAYMENT
Semi-annually
INTEREST RATE
Tiered whole balance
IDEAL FOR
  • Everyday transactions
KEY
ADVANTAGES
  • Overdraft option
  • Cheque book
  • Online Beneficiary Addition
INTEREST
PAYMENT
Semi-annually
INTEREST RATE
Tiered whole balance
IDEAL FOR
  • Everyday transactions
KEY
ADVANTAGES
  • Overdraft option
  • Cheque book
  • Online Beneficiary Addition

How you benefit

Current Account makes it easier for you to cover your everyday as well as urgent banking needs.

It offers easy access to your money for your everyday transactions. There is no limit on the amount you can deposit or withdraw and there is no need to maintain a minimum balance at any time.


Online account management

You can manage Current Account without visiting a branch. Through Piraeus e-banking and the new Piraeus app, you can:

  • Open/Close the account
  • Add Beneficiary

Interest Rates

Tiered interest rate

Tiered interest rate is applied, depending on your account balance.

Current Account pays interest on every cent that you deposit.

Interest is paid semi-annually, on June 30 and December 31.


You may find the interest rates here.

Account’s Balance/Transactions Inquiry

Your account’s statement is available in digital form (e-statement) through Piraeus e-banking.

Additionally, you can be real-time informed about your account’s balance and the most recent transactions, 24/7:

  • by phone, through Piraeus phone banking 
  • at any Piraeus Bank ATM using your debit card
  • via Piraeus e-banking and Piraeus app
  • via email or SMS (with charge), with Piraeus Alerts


Transactions

Everyday transactions


Cash deposits and withdrawals

All channels at your disposal:

  • At Piraeus Bank branches
  • At ATMs – using your Visa/MasterCard Debit card 
  • At easypay kiosks (deposits only accepted) – using the number of your account


Wire transfers

Within Greece and abroad


Money transfers

One-off or via standing order among your accounts or to someone else’s account


Payments

One-off or via standing order:

  • Utilities (electricity, water, telephone, etc)
  • Mobile phone
  • Pay TV services etc.


Payments off Piraeus Bank credit cards and loans

Automatically via standing order



Other banking needs

  • Cheque issuance
  • Cheque cashing
  • Issuance of cheque book
  • Overdraft option

Cards

Debit card “Piraeus Visa/MasterCard Debit”

Use your debit card for all your transactions, without charge of interest:

  • Shop at any store displaying the Visa/MasterCard logo in Greece or abroad and via internet
  • Withdraw cash and make bank transactions at Piraeus Bank ATM, DIAS ATM and Visa/MasterCard ATM.

You may simply alter your debit card’s daily transaction limit at any Piraeus Bank branch or through Piraeus e-banking.




Piraeus Visa or MasterCard credit card

No annual fee for the first year or for every next year, depending on your annual transactions.


Although it is not obligatory to set an automatic payment of your card to your account, it is highly recommended to do so.

How to open this account

If you wish to become a Piraeus Bank customer

With Piraeus Bank's new service, Digital Onboarding for Individuals, you can easily and quickly start your banking relationship from your mobile phone and get an account for your daily needs.

https://www.piraeusbank.gr/en/idiwtes/trapezikes-ypiresies/e-banking/yphresia-digital-customer-onboarding


If you are already a Piraeus Bank customer

Via Piraeus e-banking and Piraeus app.

Alternatively, you can visit any Piraeus Bank branch 

Read the "Have you introduced yourself" brochure, to find out which identification documents you are required to submit according to the current regulatory framework.


The above features and interest rates are valid for new accounts.