Personal Banking Account

A current account in € for your everyday transactions, with an overdraft limit option to cover unforeseen expenses. Special privileges for the Personal Banking customers.
INTEREST
RATE

Tiered
whole balance
MINIMUM DEPOSIT
AMOUNT
0€
INTEREST
PAYMENT
Semi-annually
IDEAL
FOR
  • Everyday transactions
KEY
ADVANTAGES
  • Overdraft
  • Cheque book
  • Online Beneficiary addition
INTEREST
RATE

Tiered
whole balance
MINIMUM DEPOSIT
AMOUNT
0€
INTEREST
PAYMENT
Semi-annually
IDEAL
FOR
  • Everyday transactions
KEY
ADVANTAGES
  • Overdraft
  • Cheque book
  • Online Beneficiary addition

How you benefit

Cash management

Personal Banking Account enables you to cover both regular and emergency banking needs.

It offers easy access to your money, for your everyday transactions. There is no limit on the amount you can deposit and there is no need to maintain a minimum balance, at any time.



Special offers for your banking transactions 

Personal Banking Account

offers all standing payment orders free of charge (at Piraeus Bank branch cashiers and via Piraeus e-banking).





Online account management

You can manage the Personal Banking Account without visiting a branch. Through Piraeus e-banking and the new Piraeus app, you can:


  • Add Beneficiary
  • Close the account


Interest Rates

Tiered interest rate

Personal Banking Account pays interest on every cent that you deposit. Tiered interest rate applies.

Interest is paid semi-anually, on June 30 and December 31.


You may find the interest rates here.

Transactions

Everyday transactions


Cash deposits and withdrawals

All channels at your disposal:

  • At Piraeus Bank branches
  • At ATMs – using your Piraeus Personal Banking Debit card


Wire Transfers

Within Greece and abroad


Money transfer

One-off or via standing order among your accounts or to someone else’s account


Payments

One off or via a standing order:

  • Electricity
  • Water
  • Telephony/Internet
  • TV services etc


Payments of Piraeus Bank credit cards and loans

Automatically via standing order



Other banking needs

  • Cheque issuance
  • Cheque cashing
  • Issuance of cheque book
  • Overdraft option

Cards

Piraeus Personal Banking Debit card

A debit card exclusively for the Personal Banking customers. Makes it easy for you to manage cash assets.

More about the Piraeus Personal Banking Debit card’s advantages and features



Miles & More Visa Gold

A credit card with no annual fee available especially for Personal Banking customers. For unlimited free miles, special travel offers and safe shopping and a host of other benefits.

More about the Miles & More credit card’s advantages and features


The above features and interest rates are valid for new accounts.