Overall APR Example

• A. (Overall APR): 16.01% for €10,000, a total term of 72 months, €200 fees, current variable rate, which is the sum of the Base Consumer Loan Rate (BCR), currently at 11.10%, plus a spread of 2.45%, readjusted based on the fluctuations of the Euribor 1M rate. This readjustment may also differ by + 0.5% in addition to the fluctuations. Interest rates are also subject to the Law 128/1975 levy. Today it stands at 0.6%.

• B. (Overall APR): 17.12% for €10,000, a total term of 72 months, €200 fees and current fixed rate at 14.50%, plus the Law 128/1975 levy. Today it stands at 0.6%.